As the national primaries kick-off today in Iowa, many Iowans are undecided as is the story of millions of other Americans. But what is concerning is that this indecisiveness will lead to impulse voting and that may not be good as the road to next 4 years of our progress depends on today.
Why you ask? As history has shown us many times, Iowa sets the tone and can propel a candidate to ride that land them straight in the White House. Many people will be voting based on what is on their minds based on last minute fliers, commercials, conversations, etc. and we know that impulse votes belong to candidates with most dollars to spend on these last minute campaigns.
With Clinton and Trump ahead with slight advantage as well as more money for last minute campaigns, I would be very surprised if Sanders and Cruz pull off a win. One can only hope that Iowans today and Americans to follow are casting votes based on policy stance, eligibility and capability to lead a great nation vs. who got the most time on television and radio.
Monday, February 1, 2016
Sunday, January 31, 2016
401(K) - the good, the bad and the ugly truth! - part 1
For years, we may all have been counting on the most corrupt tool of investment for our retirement - the 401 (K). While I am not financial planner, analyst, etc., I have recently been looking at what I have put into my 401 (K) vs. where I am given the ups and downs in the market. I have found really surprising facts that I encourage you all to look at and do you own detailed research.
I am also sharing the segment 60 minutes did on this topics which will definitely fuel you curiosity.
When you do your own research, look at the following when investigating this investment vehicle -
- Fees (there are so may, if you can make sense of them, please drop me a note to explain)
- Net Expense Ration
- Return Rates
- Taxes and Tax Brackets when you retire (depending on when you retire)
Good luck!
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